See the benefits and how to apply for the RappiCard

If you are looking for credit options that offer cashback and exclusive benefits, the Rappi card is an alternative to consider. The on-demand delivery startup revolutionized the financial sector by launching its own credit card, in collaboration with Visa.

We have created a complete guide with all the necessary information so that you can analyze this financial product safely.

What are the Rappi card types and how do they work?

The Rappi card is currently available in different versions, such as the RappiCard Visa Gold and the RappiCard Prime. Both operate under the Visa banner, with the Visa Gold being the most basic option, while the Prime is associated with the Visa Infinite. Below, we highlight the main differences between each version, which may vary depending on the country.

RappiCard Visa Gold

This version offers benefits such as:

• Dedicated application;
• International coverage;
• Annual fee waiver (subject to local availability);
• Cashback on purchases made on Rappi and other transactions;
• Price and purchase protection;
• Card and emergency withdrawal;
• Vehicle rental insurance;
• Participation in exclusive Visa programs.

RappiCard Prime

With the Visa Infinite flag, RappiCard Prime includes advantages such as:

• Metal card;
• Exclusive for Rappi Prime program members;
• Differentiated cashback on purchases on Rappi and other transactions;
• Annual fee conditions vary depending on the market;
• Access to exclusive hotel collections;
• Visa concierge service;
• Access to VIP lounges at airports;
• Valet service;
• Insurance for lost or stolen luggage.

This is one of the most recent launches from RappiBank, Rappi's financial institution. It is worth remembering that the features and benefits of the cards may vary depending on the country, but in all markets, the cards are available exclusively in the credit function, with no debit option.

How does Rappi card cashback work?

The Rappi card cashback program is one of the main attractions, offering a refund of part of the amount spent on purchases.

Customers who use the Rappi card on the Rappi Travel platform have the opportunity to receive cashback on flights, hotels and car rentals. The accumulated cashback balance does not expire and is available in the app for use in RappiConta. At the start of the RappiCard launch, the cashback balance can only be used for purchases within the Rappi platform.

Users can apply the cashback amount to various transactions within the platform, such as food orders and deliveries. Cashback is automatically credited when using the card. In addition, partner companies can offer promotions with better return conditions.

All cashback balances can be monitored in the RappiBank app. To use the accumulated amount, simply select this payment option when purchasing on the platform.

How do discounts on the Rappi card work?

Currently, there is little information available about the discounts offered by the Rappi card. The platform offers several special discounts through coupons and partnerships with its collaborators.

It is not yet clear whether these discounts will be applied directly to the use of the Rappi card or whether other establishments will offer special conditions to customers. However, the main advantage of the card continues to be the cashback program, which is the main attraction for those looking to save money with their credit card.

What are the general benefits of the Rappi credit card?

When exploring the features of the Rappi card, it is important to know the benefits it offers to users.

With the Rappi card, you can access a series of services, including:

• Travel assistance;
• Concierge services;
• Luggage insurance;
• Life insurance;
• Access to VIP lounges at airports around the world;
• Preferential boarding;
• Discounts on travel and accommodation plans.

The benefits vary depending on the type of card, and are especially useful for those looking for additional benefits when traveling. In addition, the Visa Gold card offers no annual fee. The cashback program also has no monthly fees or membership fees, making it an attractive option for consumers.

How do I increase my Rappi card limit?

Currently, there is still no official information about the possibility of increasing the limit on the Rappi card. However, there are some practices that can help improve your chances of getting an increase in the limit, such as:

• Use the card for most expenses;
• Pay the invoice before the due date;
• Use the entire available monthly limit;
• Maintain a good history and reviews on the Rappi profile.

Adopting these practices may contribute to the possibility of increasing the Rappi card limit. To request an increase, the user can also contact the company directly.

How do I apply for a Rappi card?

Those interested in applying for a Rappi card can apply directly through the company's app, available for Android and iOS. When accessing Rappi, find the RappiBank tab and select the “I want” option. The platform will ask you to send a legible image of a photo ID for credit analysis.

It is important to note that the company will check for possible outstanding debts in the applicant's name. Individuals with a negative or compromised name in credit protection agencies may not have their application approved. After submitting the document, the user will be placed on the waiting list for their profile to be evaluated. If selected to receive a RappiCard, it will be necessary to complete the profile with personal information and complete the pre-registration.

To obtain a RappiCard Prime, it is recommended to use the platform frequently and keep your profile updated to receive an invitation.

Is the Rappi card good and worth it?

When considering purchasing a credit card, it is essential to carry out a detailed assessment to identify which benefits and limitations apply to your day-to-day life. This will help you decide whether RappiCard is a good option for you.

Some aspects can be decisive in the choice, such as the differences and benefits offered by the card. However, it is important to note certain points that are still under development. For example, the cashback balance is restricted to use within the app and the waiting line can extend the time it takes to evaluate the application.

Additionally, those who do not use the Rappi platform may not be able to fully benefit from the card’s benefits. Consider your personal needs and how the card aligns with them before making a decision. Overall, RappiCard offers good options and may be a good choice.